As an expat in Germany, there's a lot to keep in mind, but insurance shouldn't be a hurdle. We help you get optimal coverage, from your initial registration to a potential departure.
In a personal conversation, we find out what you truly need. Clear and without sales pressure.
Clearly explained, no hidden costs. If you wish, we can also take care of finalizing the policy directly.
In case of a claim or if you have questions, we are by your side. Personal, fast, and straightforward.
Our consultation is free for you – whether you are new to Germany, self-employed, or run a company. You only pay the insurance premiums to the respective providers. There are no extra costs for our services and consultations. Even if you later take out an insurance policy, you won't incur any hidden fees.
Many expats are unsure which insurances are truly necessary. Generally, we recommend:
- Liability insurance: In case you accidentally cause damage to someone.
- Household contents insurance: Protects your property against burglary, water, or fire damage.
- Health insurance: Mandatory in Germany – we help you find the right statutory or private solution.
- Legal expenses insurance (optional): Support in legal conflicts, e.g., with landlords or in traffic.
We advise you individually – depending on your life situation.
Yes. In Germany, you must arrange your health insurance yourself – even if you are employed. We help you find the right statutory or private solution.
No problem – we also support you when you leave Germany. We help you cancel your insurances in time or switch to international alternatives if needed. We also advise you on which documents or proofs you need and what you should consider to avoid unnecessary costs.
You automatically receive your social security number from the German Pension Insurance as soon as you start your first job subject to social security contributions. If you need it or have lost it, we're happy to help.
