Premium Protection for Exclusive Vehicles

We offer tailored insurance solutions for classic cars and sports cars that preserve the special value and character of your vehicle. From individual coverage to fast support in the event of a claim, your vehicle is our priority.

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Insurance Solutions for Exclusive Vehicles

Sports Car Insurance

Our sports car insurance offers you exclusive protection for your high-performance vehicle. Whether on the road, in the garage, or on excursions – your sports car is optimally insured against accidents, theft, vandalism, and natural disasters. In the event of a claim, you benefit from fast settlement, a value protection guarantee, and individual services such as a replacement vehicle or your choice of workshop. With tailored rates, adjusted to vehicle value, usage, and driving profile, you receive exactly the protection your sports car deserves. We help you find the perfect coverage – for driving pleasure without risk.
All-Round Protection – coverage for accidents, theft, fire, vandalism, and natural disasters.
Value Protection Guarantee – reimbursement of the new or replacement value in the event of a claim.
Fast Claims Settlement – priority processing and personal support for every claim.
Exclusive Services – including replacement vehicle, free choice of workshop, and pick-up & delivery service.
Individual Rates – optimally tailored to vehicle value, usage, and driving profile.
Our sports car insurance offers you exclusive protection for your vehicle – individual, powerful, and perfectly tailored. It comprehensively covers you against accidents, theft, fire, vandalism, and natural disasters and ensures fast, priority settlement in the event of a claim. Thanks to our value protection guarantee, your sports car remains optimally secured financially. With premium services such as a replacement vehicle, free choice of workshop, and pick-up & delivery service, you experience maximum convenience – completely stress-free. The rates are tailored to vehicle value, usage, and driving profile, so you can fully concentrate on what matters: pure driving pleasure. We help you find the perfect protection for your sports car – exclusive, secure, and individual.

Classic Car Insurance

Our classic car insurance protects your classic with the care it deserves. Whether it's a lovingly restored youngtimer or a valuable classic car, your vehicle is optimally insured against accidents, theft, fire, vandalism, or natural disasters. In the event of a claim, the insurance ensures fast settlement, appraisal-based reimbursement, and, if desired, coverage for spare parts or restoration costs. Thanks to individually adjustable rates, the insurance coverage remains fair and precisely tailored to your prized possession. We help you insure your classic car in the best possible way – so that history on wheels continues to live on safely.
Comprehensive Protection – coverage for accidents, theft, fire, vandalism, and natural disasters.
Fair Compensation – reimbursement based on a current appraisal of your classic car.
Individual Rates – tailored to vehicle type, age, usage, and collector's value.
Optional Restoration Protection – coverage for damage during restoration work.
Fast and fair claims processing – personal support from experienced classic car specialists.
Classic car insurance protects your classic with passion and expertise – exactly as it deserves. Whether it's a lovingly restored youngtimer or a rare classic car: Your vehicle is comprehensively insured against accidents, theft, fire, vandalism, or natural disasters. In the event of a claim, you will receive fair compensation based on a current appraisal – fair, transparent, and appropriate to its collector's value. If desired, the coverage can be extended to include restoration insurance, which also covers work on your vehicle. With individually tailored rates and fast, personal claims processing, you are fully protected. We help you find the perfect insurance for your classic car – so you can enjoy your passion with peace of mind.

Still have questions? Speak with our experts now.

4 Reasons to choose Klugversichert

01

Dedicated Contact Person

You get a dedicated contact person with us. No call center, no waiting.
02

Independent & Honest

We work independently and honestly tell you what makes sense.
03

Clear and simple

We speak plainly – no jargon, just genuine understanding.
04

Always by your side

Once your policy is active, we'll be there for any questions and in case of a claim.
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Customer Feedback

Our customers particularly value our clear advice, genuine support, and the reassuring feeling of being understood.
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Finally understood everything – in English.
"I had no idea about the German insurance system – and was completely overwhelmed. Klugversichert explained everything to me step-by-step, in English, patiently and clearly. Now I finally feel secure and well-covered – without language barriers."
– René S., Expat
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Fully there for me in an emergency.
"After an operation, I didn't know how to handle all the insurance matters – but Klugversichert took care of everything. I just had to send the invoices, the rest was easy. That's what real support feels like!"
– Manoj D., Expat
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Tailored insurance package for my business.
"I run a small business – and Klugversichert put together a perfectly tailored insurance package for me. Everything was simple, fast, and personal. Highly recommended!"
– Lukas U., Entrepreneur

Frequently Asked Questions

What qualifies as an exclusive vehicle? 

Exclusive vehicles include, for example:
- sports cars & super sports cars
- luxury vehicles
- rare or limited models
- high-value classic cars

Typical examples are a Ferrari SF90 Stradale, a Lamborghini Aventador, or a Rolls-Royce Phantom. These vehicles usually require individual insurance solutions.

Why is this insurance so special (and often expensive)?

Exclusive vehicles come with special risks:
- extremely high vehicle values
- expensive spare parts & specialized workshops
- complex repairs
- increased theft risk

Therefore, a standard car insurance policy is often not sufficient.

Which insurance makes sense?

In addition to statutory liability insurance, it is almost always important to have:
- comprehensive coverage with extended benefits
- coverage for special equipment
- new value or purchase value compensation

Especially for vehicles like the Porsche Taycan Turbo S, even minor damages can become very expensive.

Are there special rates for exclusive vehicles?

Yes – many insurers offer tailored concepts:
- individual assessment instead of standard rates
- garage or collector's insurance
- seasonal license plate limited mileage

For vehicles like the McLaren P1, individual solutions are often calculated.

What should I definitely look out for?

For high-end vehicles, details matter:
- choice of workshop or brand loyalty
- high coverage limits
- protection against value appreciation
- transport and international protection

A poor policy can quickly lead to six-figure differences in the event of a claim.

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Are you unsure which insurance is right for you?

Our experienced team will advise you personally and find the right solution together with you.