Über Klugversichert - Dein Versicherungsmakler in München

Personal, honest, independent.

We believe good advice starts with listening. That's why we take the time for you – whether you're new to Germany, want to secure your business, or simply want to finally get clarity.

Lachende rothaarige Frau steht mit Stift in der Hand vor einem Whiteboard mit Notizen

7,000 satisfied customers

Our advice is personal, honest, and effective. 99% would recommend us.

Over 10 years of experience 

We know the industry and, more importantly, the real concerns of our customers.

Illustration einer startenden Rakete mit Stern und Bewegungslinien

Specialized in Expats and Businesses

We don't just understand insurance, but also what matters to you. Expert, clear, and approachable.

Trusted Partners

personal
honest
independent

We believe insurance can be more than just numbers and clauses. That's why we don't just advise; we guide you.

Whether you're a private individual, expat, or entrepreneur: Our experienced team supports you with dedication, expertise, and honest commitment – from the first consultation to claims processing. We excel at providing tailored solutions for international clients, businesses, and for exclusive vehicles such as sports cars and classic cars.
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Our consultants are specialized, and our service goes far beyond the usual – with our own claims department, personal private health insurance support, and reliable back office. Because at Klugversichert, it's not just about insurance. It's about trust, responsibility, and you.